Funding life’s moment’s – big or small.
Personal Loan
Loans for anything.
A personal loan can be a smart way to make your dream vacation happen, finish a home project, create the perfect backyard getaway, or simplify your finances by consolidating debt. It’s quick and easy to apply, with fixed monthly payments and competitive rates. Best of all, there are no origination fees or penalties for paying it off early.
Secured Loan
Build your credit.
Looking to boost your credit score while accessing funds? A loan secured with a Certificate of Deposit (CD) or pledged savings account can help you do both. By borrowing against your own funds, you can secure a loan with lower rates and flexible terms, all while improving your credit history. As you make timely payments, you’ll demonstrate your creditworthiness, giving your score the boost it needs for future financial goals.
Student Loans*
Your degree starts here.
Take control of your future with our flexible student loan options, powered by LendKey.
Whether you’re just starting your education or looking to refinance, we offer personalized rates to fit your needs!
Compare Personal Loan Options
Personal Loan
Secured Loan
The best loan if you want:
A low, fixed-rate loan with a bit more flexibility
Great for building credit, loan is secured by your Certificate of Deposit or pledged savings account
Annual Percentage Rate:
9.99%-16.25%
2% above rate being offered
Credit Check Required:
Yes
No
Fees:
No
No
Apply Now
Come on in!
Visit any of our branches:
Fulda Office: 205 N St. Paul Avenue
Jackson Office: 169 Industrial Parkway
Marshall Office: 1406 E College Drive Suite 100
Windom Office: 850 1st Avenue N
Worthington Office: 1127 Ryan’s Road
Frequently Asked Questions
What can I use a personal loan for?
B
C
You can use a personal loan for almost anything- debt consolidation, medical expenses, home repairs, travel, or emergency costs to name just a few.
How much can I borrow?
B
C
Loan amounts can vary and will be based on creditworthiness and income.
Can I pay off my loan early?
B
C
Yes! At Leading Edge Credit Union there are no fees or penalties for paying your loan off early.
Loan rates and approval subject to credit score and analysis. See credit union for details. Loan rates subject to change without notice. Equal opportunity lender. This credit union is federally insured by the National Credit Union Administration.
*1 – Refinancing Federal Student Loans: Please be aware that you may potentially lose certain benefits associated with your federal student loans by refinancing such federal loans with a private student loan consolidation. These benefits may include favorable repayment options, loan and fixed interest rates, extended loan terms, and loan forgiveness. We strongly advise that you seek professional advice and examine the benefits and options before refinancing your federal loans. It is important to us that you are comfortable with potentially forfeiting benefits that may not be offered through our consolidation loan.
*2 – Cosigner Release: In order to qualify the cosigner release, the borrower’s account cannot be delinquent and he/she must submit a request, meet the consecutive, timely payment requirements, and meet the lender’s credit criteria and income requirements.
*3 – ACH Discount: Subject to floor rate. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments.
*4 – Tax Deductible Interest Payments: Generally available for borrowers who have paid $600 or more in eligible student loan interest during the calendar year (with a maximum of $2,500 in eligible interest allowed to be claimed). Please consult with a tax expert to understand if this option may be available to you.