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Savings Rates
Minimum Balance
Rate
APY*
Share Savings
$5.00***
0.10%
0.10%
Young Bucks Savings Account
$10.00
0.52%
0.52%
Young Investors Savings Account
$5.00
0.52%
0.52%
Christmas Club
$0.00
1.00%
1.00%
Edge Money Market
$2,500.00 to $50,000.00
$2,500.00 to $50,000.00
$2,500.00****
2.00%
2.02%
Edge Money Market
$50,000.01 to $100,000.00
$50,000.01 to $100,000.00
$50,0001.00****
2.00%
2.02%
Edge Money Market
$100,000.01 or greater
$100,000.01 or greater
$100,000.01****
2.00%
2.02%
IRAs (Traditional, Roth, SEP, and Coverdell Education)
N/A
0.40%
0.40%
Rates effective as of March 1, 2026, and can change at any time. Fees may reduce earnings. Rate and annual percentage yield may change after account opening. All savings accounts require ownership of at least one $5.00 share in the credit union to open the account.
*APY = Annual Percentage Yield.
**Subject to penalties for early withdrawal.
***Minimum balance provided is the minimum balance required to open account.
****Minimum balance provided is the minimum balance required to earn APY.
Checking Rates
Rate
APY*
Basic Checking
0.00%
0.00%
Empower Checking
0.00%
0.00%
Young Investors Checking Account
0.52%
0.52%
Advantage Checking**
Balance up to $20,000
Balance up to $20,000
2.00%
2.02%
Advantage Checking**
Balance over $20,000
Balance over $20,000
0.50%
0.50%
Advantage Checking**
If criteria not met
If criteria not met
0.00%
0.00%
Prestige Checking
Balance up to $10,000
Balance up to $10,000
0.02%
0.02%
Prestige Checking
Balance over $10,000
Balance over $10,000
1.00%
1.00%
Rates effective as of Septemer 1, 2025, and can change at any time. Fees may reduce earnings. Rate and annual percentage yield may change after account opening. All checking accounts require ownership of at least one $5.00 share in the credit union to open the account.
*APY = Annual Percentage Yield
**Advantage Checking: The qualification period begins on the first day of the current calendar month and ends on the last day of the current calendar month. E-statement enrollment must be active on the last calendar day of the month to qualify. Ten (10) debit card transactions must post and settle to your account during the qualification period. At least one direct deposit or ACH debit must post to the accoun during the qualification period. When qualifications are met for the qualification month, (1) balances up to $20,000 receive an APY* of 2.02% and balances over $20,000 receive an APY* of 0.50%, resulting in a range of 2.02%-0.50%, depending on the balance. If qualifications are not met during the qualification period, no APY* is earned. Limit one per member.
Certificate of Deposit Rates
Minimum Balance**
Rate
APY*
6 Months
$500.00
2.73%
2.75%
12 Months
$500.00
3.17%
3.19%
24 Months
$500.00
3.46%
3.49%
36 Months
$500.00
3.19%
3.22%
48 Months
$500.00
2.97%
2.99%
60 Months
$500.00
2.57%
2.59%
IRA CD – 12 Months
$2,500.00
2.98%
3.00%
IRA CD – 24 Months
$2,500.00
3.18%
3.20%
IRA CD – 36 Months
$2,500.00
3.08%
3.10%
IRA CD – 48 Months
$2,500.00
2.97%
2.99%
Rates effective as of October 31, 2025, and can change at any time. Fees may reduce earnings. All certificate of deposits require ownership of at least one $5.00 share in the credit union to open the certificate of deposit.
*APY = Annual Percentage Yield.
**Minimum deposit provided is the minimum balance required to open account and earn APY.
Certificate of Deposit rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates of deposit.
Members have the option to open a Traditional IRA CD.