Building good habits,
for brighter futures
Youth Accounts
Young Bucks
(Savings Account)
Ages 0-12
Our Young Bucks savings account is the perfect way to start your child on their financial journey. When you open a Young Bucks account, your child will receive two gifts to help them start saving right away:
- An LECU piggy bank and
- A deposit passport
Every month, if your child makes a deposit of at least $1.00, our team will stamp their passport. After 12 consecutive deposits and stamps, we will deposit $12 into your child’s account.
If an account is opened with at least $10.00, your child will also receive a stuffed deer plush, Bucky.
Other benefits of the Young Bucks savings account are:
- Dollars for A’s – Your child will receive up to $10.00/calendar year for earning A’s on their report card(s).
- Birthday Coin Grab – During the month of their birthday, your child can come into their local branch and grab a handful of coins out of a bucket. The value of those coins is deposited into your child’s account plus, they are able to take those coins home to put into their piggy bank for a future deposit.
Young Investors
(Savings Account)
Ages 13-17
Our Young Investors savings account is the second step in your child’s financial journey. All Young Bucks savings account holders will be automatically enrolled in our Young Investors savings account on their 13th birthday.
Benefits of a Young Investors savings account include:
- Higher interest than our regular share account.
- Youth who only hold a Young Investors savings account will receive $1.00 for every A on their report card, up to $10.00/calendar year.
- High School seniors who hold a Young Investors account are eligible to apply for one of LECU’s $500.00 scholarships.
Young Investors (Checking Account)
Ages 13-17
The final addition to our youth accounts is our Young Investors checking account. As children get older, and they start to earn money of their own, they need an account that is ready for whatever they do next. Our Young Investors checking account shares many of the same benefits as it’s savings account companion.
However, some of the additional benefits include:
- Accessible with a debit card
- Account holders who open both the Young Investors savings and checking accounts will be entered in for a chance to win LECU gear.
- Account holders who open both the Young Investors savings and checking accounts will also earn $2.00 for every A on their report card up to $20.00/calendar year.
Each academic year, we offer three (3) $500.00 scholarships to local high school seniors who are members at LECU.
*All applicants will receive consideration for the Leading Edge Credit Union Scholarship Program without regards to sex, race, color, national origin or ancestry, religion, age, handicap, or marital status. Taxes, if any, are the responsibility of the scholarship recipient.
The application for the 2025-2026 school year is closed.
2025 SCHOLARSHIP WINNERS
Ellie
Nevaeh
Keegan
Frequently Asked Questions
Do I need a parent or guardian to open the account?
B
C
Yes. A parent or guardian must be a joint account holder until the youth reaches age 18. This ensures the account is properly managed and provides guidance as your child learns to save and manage money.
Do youth members get a debit card?
B
C
Yes. Once a youth turns 13 and opens a qualifying checking account, they can receive a debit card linked to that account.
Can the account grow with my child as they get older?
B
C
Yes! As your child grows, their account grows too. When they turn 18, their youth membership automatically transitions to a regular membership, and their youth accounts convert to our standard share accounts.
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