Checking your way,
so you can enjoy the little things
Free Checking Account
We can help you with that!
It’s one of the best checking deals around. No minimum balance, no monthly services fee, and no hassles. Just simple, convenient checking. We even reward you for using your debit card.
Features
Digital Banking
You can deposit checks from anywhere, check your balances, and transfer money as easy as 1, 2, 3.
Account Security
Digitial Wallets offer addtional security as well as chips for extra fraud protection. In addition, we are constantly monitoring to ensure your information is protected.
Cash Access
Click here for ATM locations.
Rewards
Who knew using your debit card could be a boost to your savings? Swipe or tap to get automatic round-up savings and up to 2.02% APY* with our Advantage Checking account.
Budget Calculator
Figure out how much you can put away in savings based on your monthly income and spending.
Prestige Checking
Unlock the benefits of our high-yield
Prestige Checking Account!
No minimum debit card swipes or ACH transactions required to earn competitive APY*.
Here’s what you’ll enjoy:
- Earn up to 1.00% APY when your average daily balance is over $10,000.
- Enjoy one free box of checks per year on us!
Start earning today with a checking account that works for you!
Advantage Checking
Get Rewarded with Our
Advantage Checking** Account!
Ready to earn more from your checking account? With our Advantage Checking, you can earn up to 2.02% APY* when you meet these simple qualifications:
- Receive E-statements to stay organized and eco-friendly.
- 10 settled debit transactions each calendar month.
- 1 direct deposit or ACH debit payment posted to your account monthly.
Not there yet? No problem! Even if you don’t meet the qualifications, you’ll still enjoy these great perks:
- Free Debit Card for easy, secure access to your funds.
- Online Banking for 24/7 account management.
- Round Up to save effortlessly with each transaction.
- Debit Card Rewards to earn even more with every purchase!
Empower Checking
Introducing the
Empower Checking Account –
Your Path to Financial Freedom!
Designed for those ready to rebuild and strengthen their financial habits, this account offers:
- Eligibility for direct deposit and ACH debit payments – get paid faster and manage your bills with ease.
- Debit card access only – a simple, secure way to manage your spending.
- Low monthly fee of just $5.00 – budget-friendly and straightforward.
Take control of your financial future with a fresh start today!
Credit Card
Leading Edge Credit Union has the perfect credit card for you!
Our Visa® credit card offers competitive interest rates and access to online banking. Apply today for either the Visa Classic credit card or the Visa Platinum Preferred Rewards ScoreCard credit card. Currently stuck with a high interest credit card? Talk to a representative today about our great rates and transfer your current balance over to a LECU card!
Our Visa® credit card offers competitive interest rates and access to online banking. Apply today for either the Visa Classic credit card or the Visa Platinum Preferred Rewards ScoreCard credit card. Currently stuck with a high interest credit card? Talk to a representative today about our great rates and transfer your current balance over to a LECU card!
Debit Card
Did you know that with each debit card purchase with your LECU debit card, you’re earning rewards? With our Gold and Platinum debit cards, you could be earning up to triple the points per purchase! Enjoy all the conveniences of a debit card, with benefits you’d expect from a premium rewards credit card!
From cash back on online purchases, to roadside assistance, to prescription savings, our premium rewards debit cards have something to offer everyone! Contact us today to get signed up, or click on the link for more information!
Want to complete a full application on your own?
Rates
Dividend Payment
Rate
APY
Minimum Balance
Account Closure Fee***
Advantage Checking**
Balance up to $20,000
Balance up to $20,000
Monthly
2.00%
2.02%
None
$10.00
Advantage Checking**
Balance over $20,000
Balance over $20,000
Monthly
0.50%
0.50%
None
$10.00
Advantage Checking**
If criteria not met
If criteria not met
Monthly
0.00%
0.00%
$0.00
$10.00
Prestige Checking
Balance up to $10,000
Balance up to $10,000
Monthly
0.02%
0.02%
$1,000.00
$10.00
Prestige Checking
Balance over $10,000
Balance over $10,000
Monthly
1.00%
1.00%
$1,000.00
$10.00
Empower Checking
Monthly
0.00%
0.00%
$0.00
$10.00
Compare Accounts
Advantage Checking
Prestige Checking
Empower Checking
Check Writing
Debit Card
Overdraft Protection
Round-Up Feature in Savings
Monthly Fee
Monthly fee of $10 if balance falls below $1000
Monthly fee of $5
Paper Statements
Must enroll in e-statements to earn interest
****Must opt into e-statements to avoid paper statement fee
Frequently Asked Questions
How do I earn points?
B
C
Eligible accounts will earn points when using your debit card for both in-store and online purchases. You will earn one point for every $100 spent with a signature or PIN transaction. In addition, some account holders may receive mailers periodically, offering 100 bonus points for using you debit card 5, 10, 15, 20, or 25 times in one month. To maximize the number of points you will earn, be sure to use your debit card instead of check, cash or credit card.
My Rewards® Gold and Platinum Debit Card holder will earn bonus points when using your debit card for both in-store and online purchases. Gold debit card holders will earn 2 points for every $100 spent and Platinum debit card holders will earn 3 points for every $100 spent. To maximize the number of points you will earn, be sure to use your debit card instead of check, cash or credit card.
You can also earn extra points by shopping online through the merchants listed on the leadingedgecurewards.org website. Simply log in to your account and click on SHOP ONLINE for all of the details.
Do points expire?
B
C
Points are valid for 2 years from the first day of the month in which the Points were issued. Points will be invalid at 12AM on that date, and cannot be redeemed for a reward. Their value will become 0. Deposited certificates and expiration dates can be viewed by logging into www.leadingedgecurewards.org clicking on "MyPoints Rewards" and "Certificates".
Walmart $37.22
Round Up Savings $0.78
Information
Blog
Budgeting 101
Resources
Calculators
Budget Calculator
Savings Calculator
Deposit Accounts Made Simple
At Leading Edge Credit Union, a deposit account is just a safe place to keep your money — and help it grow. Whether you’re saving for something fun, planning ahead, or just managing day-to-day spending, we’ve got options that fit your goals. This quick guide walks you...
Financial Literacy: Saving 101 for Kids
Happy Financial Literacy Month from Leading Edge Credit Union! Looking back at my financial habits as a child and teen, there are definitely some things I would want to change; certain advice I wish I would’ve taken more seriously. I always laughed when people said,...
Financial Literacy: Investing for Beginners
Happy Financial Literacy Month from Leading Edge Credit Union! When I was growing up, my high school math teacher would tell us, almost every day, “You had better start investing. Future you will say a BIG thank you.” However, my only thoughts were, “I don’t know...
*APY = Annual Percentage Yield
**Advantage Checking: The qualification period begins on the first day of the current calendar month and ends on the last day of the current calendar month. E-statement enrollment must be active on the last calendar day of the month to qualify. Ten (10) debit card transactions must post and settle to your account during the qualification period. At least one direct deposit or one ACH debit must post to the account during the qualification period.
When qualifications are met for the qualification month, (1) balances up to $20,000 receive an APY of 2.02% and (2) balances over
$20,000 receive an APY of 0.50%, resulting in a range of 2.02% – 0.50%, depending on the balance. If qualifications are not met during the qualification period, no APY is earned. Limit one per member.
***All accounts closed within 30 days of opening will be subject to a $10.00 closure fee.
****Members aged 18-60 must opt into e-statements to avoid paper statement fee.