Membership at LECU starts with a $5 deposit to a share account. As a member, you are entitled to all the benefits and resources we have to offer. We are a not-for-profit financial cooperative, which means we don’t answer to stockholders, we answer to our members. Your membership gives you a voice in electing our board of directors, which makes decisions with your interests in mind. This structure also lets us return earnings to our members in the form of better rates and reduced fees.

Why us:
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Lower fees and better rates

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Personalized service experience
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Small enough to care, big bank capabilities

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You are more than a number, you’re the best part of the credit union, you’re a member!
Your membership matters!

Am I Eligible to Join?

We can help you with that!

For almost 40 years, we’ve been proudly serving the communities of Southwest Minnesota with trusted financial services. So, who is eligible? If you meet one or more of these criteria, you’re eligible to join LECU.

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Live in one of our 20 counties

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Work in one of our 20 counties

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Worship in one of our 20 counties

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Attend school in one of our 20 counties

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Blood or adoptive relative of a current member

Once a Member, Always a Member

Am I Eligible to Join

What Do I Need to Join?

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Social Security Number*
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Driver’s License or Government ID*
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Current Home Address*
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Credit Card or Bank Account and Routing Number to fund your account**

*Note: You’ll need these for any joint owners you’d like to add to your account.

**A Primary Savings Account with a $5 minimum balance is required to establish and maintain membership.

What Do I Need to Join

Tips for Getting the Most Out of Your Membership

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Stay Informed
Stay Informed

Attend annual meetings and actively participate in decision-making processes to stay informed about credit union developments. This engagement not only provides insights into the institution’s direction but also reinforces the cooperative nature of credit unions, where members play a direct role in shaping the organization.

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