Drive happy, pay easy.
Featured Rates
Rates accurate as of February 10, 2025
Cars, trucks and SUVS
APR as low as*
4.99%
RVs
APR as low as*
5.99%
Boats
APR as low as*
5.99%
Motor sports and trailers
APR as low as*
6.99%
How it Works
1
Get Preapproved
Get preapproved so you know your budget and can negotiate as if you have cash. Apply online, give us a call, or stop by a branch.
2
Shop
With your preapproval, you are ready to go shopping! Find your new or used car at a dealership or private party.
3
Sign
Once you have found your car and negotiated a great deal, contact Leading Edge to complete the transaction.
Auto Loan
Drive your dream.
Ready to hit the road in your perfect car? Our auto loans make it easy with flexible terms, competitive rates, and fast approvals. Whether you’re buying new, used, or refinancing, we’re here to help you get behind the wheel of your dream car—without the stress.
Motorcycle Loan
Ride into adventure.
Ready to rev up your ride? Our motorcycle loans give you the freedom to hit the road on two wheels with flexible terms and competitive rates. Whether you’re eyeing a new bike or refinancing your current one, we make the process easy and affordable. Start your journey today and ride with confidence!
Recreational Vehicle Loan
Hit the open road.
Dreaming of your next adventure? Whether it’s a camper, RV, or trailer, our recreational vehicle loans make it easy to get on the road and explore the great outdoors. With flexible terms and affordable rates, you can make your travel dreams a reality. Get ready to pack up and go, without the stress. Your next adventure awaits!
Power Sports Loan
Unleash the thrill.
Ready to take your adrenaline to the next level? Whether it’s an ATV, jet ski, snowmobile, or dirt bike, our power sports loans help you gear up for adventure. With competitive rates and flexible terms, we make it easy to own the equipment that fuels your excitement. Start your next adventure today and feel the rush!
Protect Your Loan
Guaranteed Asset Protection
GAP, or guaranteed asset protection, is a non-insurance program offered as protection on your financed vehicle to enhance, rather than replace, your standard insurance policy. It waives the difference between your primary insurance company’s settlement and the payoff of your loan balance.
Apply Now
Come on in!
Visit any of our branches:
Fulda Office: 205 N St. Paul Avenue
Jackson Office: 169 Industrial Parkway
Marshall Office: 1406 E College Drive Suite 100
Windom Office: 850 1st Avenue N
Worthington Office: 1127 Ryan’s Road
Frequently Asked Questions
What are the benefits of a secured loan?
B
C
Secured loans typically offer lower interest rates, higher borrowing limits, and longer repayment terms than unsecured loans.
How does the collateral work?
B
C
The vehicle you’re financing serves as collateral until the loan is paid off. You can still drive and use the car during this time, but Leading Edge Credit Union holds a lien on the title.
What happens if I can’t make payments?
B
C
If you miss payments, you’ll be charged late fees and, after a certain period, your vehicle will be repossessed to try to cover the loan balance.
*APR = Annual Percentage Rate. Rates, terms and conditions subject to change without notice and may vary based on creditworthiness, qualifications, and collateral condition. Subject to approval. Federally Insured by NCUA.
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