Checking
Enjoy safe and convenient checking with our Advantage checking account from Leading Edge Credit Union! Try our 24-hour telephone banking service or online/mobile banking service, for your convenience! Our checking accounts are available with the following options:
- Debit Card
- Direct Deposit
- Overdraft Protection
- And much more!
Get to know our Edge Checking!
Advantage Checking
Looking to get rewarded? Our advantage checking account does just that! This account gives you the chance to earn up to 3.00% APY** if you meet the following qualifications:
- Receive E-statements.
- 10 settled debit transactions per calendar month.
- 1 direct deposit or ACH debit payment posted to the account per month.
Don’t meet those qualifications quite yet? Don’t worry, you still can reap these free benefits!
Benefits
- Free debit card
- Online Banking
- Round Up
- Debit Card Rewards
Did you know that with each debit card purchase with your LECU debit card, you’re earning rewards? With our Gold and Platinum debit cards, you could be earning up to triple the points per purchase! Enjoy all the conveniences of a debit card, with benefits you’d expect from a premium rewards credit card!
From cash back on online purchases, to roadside assistance, to prescription savings, our premium rewards debit cards have something to offer everyone! Contact us today to get signed up, or click on the link for more information!
*Advantage Checking: The qualification period begins on the first day of the current calendar month and ends on the last day of the current calendar month. E-statement enrollment must be active on the last calendar day of the month to qualify. Ten (10) debit card transactions must post and settle to your account during the qualification period. At least one direct deposit or one ACH debit must post to the account during the qualification period.
When qualifications are met for the qualification month, (1) balances up to $20,000 receive an APY** of 3.00% and (2) balances over
$20,000 receive an APY** of 0.50%, resulting in a range of 3.00% – 0.50%, depending on the balance. If qualifications are not met during the qualification period, no APY** is earned. Limit one per member.
**APY = Annual Percentage Yield
Share Drafts
Dividend Payment
Rate
APY
Minimum Balance
Account Closure Fee*
Advantage Checking**
Balance up to $20,000
Monthly
3.00%
3.00%
None
$10.00
Advantage Checking**
Balance over $20,000
Monthly
0.50%
0.50%
None
$10.00
Advantage Checking**
If criteria not met
Monthly
0.00%
0.00%
$0.00
$10.00
Loan rates and approval subject to credit score and analysis. See credit union for details. Loan rates subject to change without notice. Equal opportunity lender. This credit union is federally insured by the National Credit Union Administration.
See current loan rates and disclosures